Every strong financial plan is based on a foundation of protection. Before you can worry about growing your assets and achieving new goals, you have to protect those assets that you already have. That includes your home, your vehicles, your health, and your most important asset – your ability to generate income and provide for your family.
There is no insurance product or plan that is right for everyone. Rather, each individual has to assess their own goals and concerns, and then identify a protection plan that works for them. I work with my clients to analyze their unique needs and risk. I then help them develop a customized strategy and choose the appropriate solutions.
Some of the types of coverage that may be used in a protection strategy include:
- Disability Income Insurance
- Life insurance
- Annuities for Retirement Income Guarantees*
- Long-term care insurance
Other types of insurance we review and consider in the design of your financial plan include:
- Health Insurance
- Homeowner’s Insurance
- Automobile Insurance
- Umbrella Policies
***All of this type of insurance work is referred out to someone within our integrated partnerships.
Life changes, and it can often change quickly. When you go through transitions in your life, your need for risk protection and insurance can often change as well. It’s important to regularly review your needs and make adjustments to your coverage as needed.
*Guarantees are based on the claims paying ability of the issuing insurance company.