According to a Gallup study, 59 percent of all Americans say they are either moderately or very worried about their financial ability to retire. For Americans between the ages of 30 and 64, that number rises to nearly 70 percent.
There’s no doubt retirement is a big goal. It may be the biggest financial challenge of your life. With fewer companies offering pensions and with Social Security facing an uncertain future, the individual now bears more responsibility than ever for funding their own retirement.
In retirement, you will likely face basic living expenses, taxes, healthcare costs, and possibly even a substantial expense for long-term care. To meet those challenges, you need not only an investment strategy, but a comprehensive written retirement plan.
I work with my clients to develop a retirement road map that helps them achieve their goals while also minimizing their exposure to risk and uncertainty. We examine all possible saving vehicles to determine which ones best meet our objectives. We develop an investment strategy to help grow assets and manage volatility. And we create a distribution plan to control withdrawals from savings and maximize the longevity of retirement assets.
Retirement planning is bigger than just investment management. Retirement planning is about creating the life you’ve always imagined, whether that involves traveling the world, taking up new hobbies, or simply enjoying your newfound free time.
What do you want your retirement to look like? What does the path look like to get you from where you are today to your ideal retirement? If you don’t know or if you believe you are on the wrong path, let’s talk about it. You only get one opportunity to retire. Let’s make sure you get it right.